This week on the Lock and Code podcast…

If you weren’t taking deepfakes seriously before, it’s too late now to ignore them.

According to new research from Malwarebytes, one in three people who use AI every day said it’s okay to generate pornography of people without their consent.

Nearly 10 years ago, “deepfake” technology provided hobbyists and film editors with artificial intelligence (AI) tools to swap the face of one person onto the body of another. In its infancy, this technology brought silly film experiments like swapping Tom Cruise in Mission Impossible with Keanu Reeves. Today, this same technology produces something far more harmful—fake nude images of teenagers.

On the Lock and Code podcast today with host David Ruiz, we are re-visiting an interview from 2024, in which we spoke with a lawyer named David Chiu about his lawsuit against 16 deepfake nude generation websites.

The websites named in that lawsuit often needed just one image of a person to generate fake pornography. And while nearly everyone has at least one image of themselves online, even if they had hundreds, the path towards deletion is somewhat understood—start by deactivating and deleting popular social media accounts. But for teenagers today, raised mostly online, and who share images directly with friends and boyfriends and girlfriends and exes, it’s likely impossible to remove every visual trace of themselves. Also, they shouldn’t have to face this problem alone.

The Lock and Code podcast frequently discusses structural problems that require individual management. You have to skirt corporate data collection. You have to find the automated license plate readers in your hometown. You have to review every single message you get with a certain antagonism, to guard yourself against scams.

So, it’s rare to encounter a solution that benefits more than one person.

Chiu serves as the City Attorney for San Francisco, which means his department can file a lawsuit on behalf of not just the people of San Francisco, but also California, and that’s what his team did in going after the deepfake websites.

Since then, Chiu’s department has shut down 10 deepfake nude websites, and it received a settlement agreement from a company called Briver LLC to no longer operate any website that creates nonconsensual deepfake pornography.

And, as California goes, so goes the nation.

In May of last year, the Take It Down Act became effective as law in the United States, which criminalizes “revenge porn” and AI-generated nonconsensual intimate imagery. The law is not perfect but so far it is being used as intended. Last month, two men in the US were among the first to be charged with violating the Take It Down act for allegedly creating deepfake nudes that, according to the AP, “included both celebrities as well as private women, including recent high school graduates.”

Today, we revisit our conversation with San Francisco City Attorney David Chiu about the important fight against deepfake porn and the clear threat that his department found against the public.

“At least one of these websites specifically promotes the non-consensual nature of this. So, and I’ll just quote, ‘Imagine wasting time taking her out on dates when you can just use website X to get her nudes.'”

Tune in today to listen to the full conversation.

Show notes and credits:

Intro Music: “Spellbound” by Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 4.0 License
http://creativecommons.org/licenses/by/4.0/
Outro Music: “Good God” by Wowa (unminus.com)

Listen up—Malwarebytes doesn’t just talk cybersecurity, we provide it.

Protect yourself from online attacks that threaten your identity, your files, your system, and your financial well-being with our exclusive offer for Malwarebytes Premium Security for Lock and Code listeners.

This week on the Lock and Code podcast…

In the United States today, you can have your bank account closed, your credit cards cancelled, and your online payments revoked for any number of crimes, like funding terrorism, engaging in money laundering, or violating sanctions.

Sensible, right? Well, you can also face financial ruin for teaching poetry.

That’s what seemingly happened to a Persian poetry teacher from Detroit whose accounts were flagged for “sanctions violations” because his students wrote “Persian classes” in their Venmo memos. There’s also the story about the naked yoga practitioners who lost their payment processor for 60 days, forced to rebuild a subscriber list from scratch. And we can’t forget the San Diego cannabis journalist cut off from Stripe—and from a paid Substack newsletter—because of the payment platform’s rules that prohibit the promotion of the sale of cannabis.

This is “financial censorship,” and it often happens when a bank, credit card provider, or payment app decides that a customer is too risky to serve. But “risky” doesn’t always mean “illegal,” and when a major financial institution errs towards caution about what a customer is saying, advocating for, representing, or publishing, a lot of innocent people can be hurt in the process.

That’s what the digital rights activist Rainey Reitman learned in writing “Transaction Denied: Big Finance’s Power to Punish Speech.” As Reitman explained about these hugely impactful decisions:

“Even if they are well-intentioned, the financial systems can end up pulling in a lot of people that are not the actual target… Sometimes we talk about this as dolphins in the fishing lines.”

These decisions are difficult to fight, frustratingly opaque, and nearly impossible to reverse. Compounding the problem is that that there aren’t enough alternatives available for the financially censored to easily regain their freedom.

The reality for hundreds of millions of people in this country is that about a dozen companies control all their finances. People mostly bank with Chase, or Bank of America, or Citigroup, or Wells Fargo. They mostly use credit cards assigned by Visa, MasterCard, American Express, or Capital One. And they mostly send money to one another and to small businesses using services like PayPal, Venmo, Cash app, and Square.

For most people, these companies are supposed to operate in the background of their lives, providing reliable, secure financing to sustain and manage their livelihoods. But in practice, these companies can become quite interested in what you say online, what payments you receive each month, and the locations those payments arrived from.

Today, on the Lock and Code podcast with host David Ruiz, we speak with Reitman—who is also the president and a co-founder of the Freedom of the Press Foundation—about the real stories of those who have been financially censored, why financial companies cut off customers for legal speech, and how a single company’s decision can create cascading consequences that feel impossible to fight.

“They’d be locked out of Venmo, then they’d be locked out of PayPal—which is connected to Venmo—and then they’d suddenly lose their Chase Bank account. You could see that in a lot of instances, losing one form of access to the financial system, it could result in a pattern where they would be losing access repeatedly.”

Tune in today to listen to the full conversation.

Show notes and credits:

Intro Music: “Spellbound” by Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 4.0 License
http://creativecommons.org/licenses/by/4.0/
Outro Music: “Good God” by Wowa (unminus.com)

Listen up—Malwarebytes doesn’t just talk cybersecurity, we provide it.

Protect yourself from online attacks that threaten your identity, your files, your system, and your financial well-being with our exclusive offer for Malwarebytes Premium Security for Lock and Code listeners.